Apollo Munich: simplifying health insurance

The word ‘Apollo’ is quite often heard in the region of Aisa, when it comes to healthcare. The Apollo Group of Hospitals is believed to offer the best healthcare in Asia. This healthcare group leaped into health insurance sector along with Munich Health, to improve the condition of health insurance in India.

Apollo Munich, a joint venture between the Apollo Group of hospitals and Munich Health, new business segment of Munich Re, Europe’s leading insurer, is a pure healthy insurance company in India. The company has emerged with the aim to simplify healthy insurance in India so that it is not more perceived to be a complicated product by the Indian population.

Apollo Munich has brought many health insurance accident insurance and travel insurance products in India. All these products are well thought and designed looking into health needs of people of all sections of society. One can choose the product that fulfills his/her healthcare needs and budget.

Apollo Munich is the first in the country to bring India’s 360 degree product. It also brought the facility of lifelong renewal with insurance so that people can enjoy the coverage for the entire life. The company is making efforts to make medical treatment accessible and affordable.

Buy Medical Policy and enjoy cashless hospitalization facility

A person should buy medical policy, as it is the best tool to seek quality medical treatment without any financial constraint. It makes medical treatment easy by taking the monetary factor away from the quality healthcare. Medical policies are designed to offer medical coverage so that people can go to reputed hospitals and can avail cure from the hands of experts.

Once a human buys medical policy, he/she gets an access to a long list of benefits. One such benefit is the facility of cashless hospitalization in network hospital, as almost every provider has tied up with few network hospitals, where its customer can get treatment without paying a penny for the same. An insured should keep in mind that the only thing required is the approval from TPA or the company, as the case may be. Insurer issues health insurance card to all customers to help them to be treated on cashless basis. This card is supposed to be displayed in network hospital.

Apollo Munich offers this facility in more than 4000 network hospitals in India. Each and every of the network hospital has a team of experts to treat patients with the best medical services.

Coverage is also provided for the treatment in non-network hospital, but on the basis of reimbursement. An insured has to settle his/her bills, which can later be raised for reimbursement.

Top 3 Medical Coverage Plans

Everyone wants to be secured and thus, a person looks for various forms of insurance coverage that could provide the required support in times of exigency. One of the important forms of insurance is health or medical insurance that offers coverage to health risks arising due to medical emergency. There are many medical coverage plans available in India.

There was a survey conducted on health insurance products’ rating and review, which brought to light that out of tops 5 plans, 3 of Apollo Munich’s plan got 5 star rating. It shows that Apollo Munich has been successful in designing the best-in-class products coupled up with best services and facilities.

Three of these Apollo Munich’s medical coverage plans are:-

• Easy Health Standard—It is one of the pure health insurance product that is most sought after by the people of India. It offers complete coverage to an insured at cost-effective price.
• Insure Health—This plan is designed for people looking for easy-to-buy product. It is the simple product that is deemed to be the most economic product.
• Easy Health Exclusive—This variant of Easy Health includes all the benefits offered by Easy Health Standard. In addition to it, it also offers maternity coverage and Critical Illness Cover etc.

Health Insurance Plans: a key to happiness

Health insurance plans have lent helping hands in offering financial support to people at the time of medical emergency. It is the right way to seek quality medical treatment without worrying about medical bills. One of the best facilities that are offered by these products is the facility of Cashless Hospitalization, which gives insured individuals an access to go to any registered hospital and seek treatment from the hands of experts. An insurer directly settles medical bills on behalf of an insured. This facility can be availed only in network hospitals.

Besides it, these health insurance plans also bring several other facilities and thus, make medical treatment easy and keep people at peace of mind. These plans are devised keeping need of quality healthcare in mind. There are plans that offer coverage for both inpatient and outpatient treatment. There are plans that look into pharmacy costs, diagnostic tests, consultation, health checks-ups etc.

Thus, it is advisable that a person should look into coverage limits and his/her healthcare needs and buy the pan accordingly. Maxima, India’s first 360 degree plan, is the most comprehensive health insurance policy available in India. Its coverage can be enjoyed for the whole life, as it comes with the facility of lifelong renewal.

Affordable Individual Health Insurance: choose carefully

There are many citizens in India who are always in search of affordable individual health insurance plan the reason is simple that they want health coverage but do not want to invest major portion of their money in these plans. Hence, they look for affordable products. The biggest factor that a person should have in his/her mind at the time of choosing these products is to make a right choice, else later the plan might not offer the required coverage.

It is, therefore, said that one should buy from a reputed provider, like Apollo Munich, to get the best coverage. One such product that is supposed to be easily affordable with wide coverage is Easy Health. The plan can be purchased at the expense of just few rupees per day. To make it suitable for budget of people of all income groups, this plan is divided into three variants: Standard, Exclusive and Premium, each with different coverage limits. Standard variant offers the minimum coverage and Premium, the maximum.

One of the distinctive features of this plan is that its benefits can be enjoyed for the entire life, as it comes with a facility of lifelong renewal.

Buy Insurance Online and save your time

Internet has made life easier. It has penetrated into every sphere of life. The reason is quite simple that it has brought a relief to people following hectic schedule and this is what was in need. This user-friendly tool has also found place into health insurance area, which is not completely developed. Today, almost all notable health insurance companies have brought the feature of ‘Buy Insurance Online’ on their website, thus giving an individual an access to purchase a plan at any time of day or night.

Buy insurance online is a remarkable aspect that offers instant coverage. The most beneficial point of using this means of policy issuance is that it keeps a person away from policy issuance hassles. It keeps an individual away from waiting for agents to issue a policy or create proposals for the same.

Apollo Munich has also introduced the features of ‘Buy Health Insurance Online’ and ‘Instant online’, looking into the changing market dynamics so that its customers can issue and renew policy easily. Both these features are user-friendly; using which an individual can buy or renew the plan in just few click of the mouse. Hence, it is easy and straightforward method that makes the whole process of policy issuance simpler.

Buy Mediclaim Health Insurance - get rid of financial hardships

The best way to get rid of financial hardships that are created due to medical emergencies in life is to buy mediclaim health insurance. This plan is known to be an ideal tool to finance medical expenditure. An insurer ensures that an insured is able to seek medical treatment for the covered peril in any reputed hospital.

If medical treatment is availed in network hospital, there is a facility of cashless hospitalization else on basis of reimbursement. In former case, an insurer settles medical bills directly to the hospital while in later case, an insurer pays medical expenses on behalf of medical bills submitted. The biggest advantage of these products is that they keep an insured at the peace of mind that he/she has an access to medical treatment, if he/she meets any sudden mishap in life. These plans also maintain balance between the quality healthcare and wallet, without disturbing lifestyle of any family member.

Apollo Munich, a joint venture between the Apollo Group of hospitals and Munich Health has brought several products to help people to buy mediclaim health insurance. There is Insure Health, the most economic plan and Maxima, the most extensive plan. Thus, there is coverage for people of all income groups.

Easy Health - Family healthcare insurance

It is must for every individual to buy family healthcare insurance, as it is the right means to take care of family health needs. These plans are much helpful in seeking medical treatment from the hands of experts. All family members, which can include an insured, spouse, dependent parents and dependent children get coverage under a single policy. Thus, it makes family healthcare easily affordable.

Apollo Munich’s Easy health—Family plan is one the family healthcare insurance plan that is designed, keeping healthcare needs of all family members in mind. It keeps financial hardships away from an individual at the time of medical emergencies. An insured’s family can get quality health or medical care without any financial stress.

There is a long list of benefits and facilities that an insured gets with this plan. It offers cover to inpatient treatment, pre- and post-hospitalization, day-care procedures, domiciliary treatment, daily cash for choosing shared accommodation, ambulance charges, maternity benefit, new born baby coverage, health check-up, optional critical illness cover etc.

This plan is well designed for people of all income groups, as it is available in three variants—Standard, Exclusive and Premium. It also comes with lifelong renewal feature to help people to avail health cover for their entire life.

Mediclaim Policy - available in two variants

There are many mediclaim policies available in India. Market research shows that Apollo Munich’s Easy Health is the best mediclaim policy. This product is available in two variants—Individual and Family. Individual variant offers coverage only to insured and family variant offers coverage to all members of a family, which may include an insured, spouse, dependent parents and dependent children.

Each of these variants is available in three sub variants—Standard, Premium and Exclusive, each with its own coverage limits and range of sum assured.

• Standard variant offers sum assured in the range of 2 lakh to 5 lakh.
• Exclusive variant offers sum assured in the range of 3 lakh to 7.50 lakh.
• Premium variant offers sum assured in the range of 4 lakh to 10 lakh.

The coverage limits of this product includes hospitalization expenses, pre- and post-hospitalization expenses, day-care procedures, domiciliary treatment, daily cash for choosing shred accommodation, maternity benefit, spectacles lenses, ambulance charges etc. Furthermore, Premium and Exclusive variants also offers an optional and additional coverage for eight major critical illnesses and new born baby coverage.

This mediclaim policy comes with lifelong renewal feature, thus helping its customers to enjoy the coverage for the entire life.

Mediclaim – Get health coverage as well as tax benefits

There is a lot of untapped potential in the field of health insurance. It can be well explained by healthcare statistics, which throw light on the figure that only 15% of the Indian population is insured. Rest 85% pays from their medical expenses. There are many efforts to be made in this field to make people aware of the benefits of the health insurance.

Heath insurance offers fiscal coverage for the medical emergencies so that an insured is not deprived of quality healthcare at the time of emergency. It is, therefore advisable that people should buy mediclaim health insurance and stay away from this anxiety of paying for the medical bills. There are several mediclaim plans that give health coverage as well as tax benefits, under section 80 D of the Income Tax Act.

The best-in-class health insurance plans have been brought by Apollo Munich, a joint venture between the Apollo Group and Munich Health. They have recently bought Optima Cash; which together with Easy Health is known as a good combo plan. Maxima, India’s first 360 degree plan, offers an extensive coverage, including OPD benefits. Thus, buy mediclaim health Insurance in India from Apollo Munich and have a secured future.

Affordability Of Medical Treatment

Affordability of medical treatment is one of the biggest problems that a person faces at the time of medical emergency. A person might come across any sudden mishap or any unforeseen event at any stage of life and may require quality healthcare. The only concern associated with quality healthcare is the long hospitalization bills, which are not easy to pay off. In several cases, it has been noticed that a person in their attempt to pay for the quality healthcare brings financial stress to a family.

As there is no way to keep oneself away from these uncertainties of life, a person should be ready to face such situations so that life can be enjoyed. An ideal way to do so is to buy mediclaim health insurance that offers health coverage to a policy holder and make medical treatment easier.

Market study shows that Apollo Munich has been successful in bringing the best mediclaim health insurance plans in the country. Its plans offer wide cover at reasonable rates. Easy Health is one of such plans that comes in three variants—Standard, Exclusive and Premium. This plan come with lifelong renewal feature and thus, helps its customers to enjoy the cover for the entire life.

Family health insurance plan - a unique tool

Are you looking for the best family health insurance plan? You should look for it, as it is the matter of investing your hard earned money. If your money would not fetch returns, it will be no use investing it. Health insurance is one such important necessity that helps to pay for the medical expenditure. If it would not offer coverage, it would become difficult to pay medical expenses, so, you should be very conscious while choosing the plan for your family members.

If you are buying it for the first time, it is always better to buy the best family health insurance plan is to buy from a reputed provider. It will definitely offer the wide cover along with several facilities and discounts. Apollo Munich is one such company that has brought Easy Health and Maxima for taking care of family health needs.

Easy Health offers complete coverage to both curative and preventive health needs of all family members, whereas Maxima offers comprehensive cover. Maxima has brought several distinctive features that are not available with other health insurance product. One of the biggest is the consultation coupons that an insured gets free with this plan. There is coverage for diagnostic tests, pharmacy, outpatient dental treatment and spectacles and contact lenses. It also offer coverage to existing conditions covered under outpatient.

Best Mediclaim Policy - get the best services

Mediclaim policy is the right tool that people should use to manage their expenses within their shoestring budget. There are many people in India who are wealthy enough to pay for the long hospitalization bills at the time of medical emergency. It is here the medical policy comes into scenario. These products help insured individuals to seek quality medical care from the hands of experts if and when required.

A person is always in search of the best mediclaim policy in order to get the best services. Hence, it is advisable to look into healthcare needs and then buy the plan so that one can get coverage for all his/her healthcare needs.

Majority of people in India believe that Apollo Munich’s Easy Health to be the best Mediclaim policy. It is easily affordable plan that is designed, keeping healthcare needs of all sections of society. There are three variants. A person can choose the one, as per his/her needs and budget. It offers coverage to hospitalization charges, pre- and post-hospitalization charges, day-care procedures, domiciliary treatment, maternity benefit, health check-up, optional Critical Illness Cover and optional new born baby coverage.

This plan comes with lifelong renewal feature, thus giving an individual an access to renew the plan regularly and enjoy the coverage for the whole life.