Critical Illness Cover - added protection

Heart Attack, Paralysis, Cancer etc—these words develop fear in the mind. An individual who suffer these ailments realizes that it is really very difficult to pay for the treatment for the same. Apart from difficulties, the treatment of all these diseases requires so much of money that family members have to face financial stress, which affects lifestyle to a great extent. Hence, it is recommended to avail critical illness cover. This coverage appears to be quite beneficial in case a person suffered from any critical illness.

There are many plans that offer this coverage to an individual. Apollo Munich, a pure health insurance company, provides this cover as an optional benefit with its health insurance policy products—Easy Health and Maxima. Looking into the aim of offering coverage to all sections of society, Easy Health plan is available in three variants—Standard, Exclusive and Premium. Critical Illness Cover is available with Exclusive and Premium.

A policy holder opting for this cover is supposed to pay a little high premium, but this amount is far less than the treatment expenses incurred for the same. Thus, one should always opt for this facility so that financial stress over the family can be avoided, in an event of unforeseen incident. Maxima, a comprehensive plan also offers this as additional facility.

The best health policy

Health policy is the health insurance plan that takes care of health needs of an individual or a family, as per the case may be. It helps a policy holder to cope up with the financial issues at the time of medical emergency. An insured gets peace of mind, as he/she can enjoy the life without worrying for the payment to be made at the time of medical treatment.

There are various health polices available in Indian health insurance market. One needs to only look into his/her health needs and choose the one that fulfills his/her needs the most. People in India believe that Apollo Munich health policies are best-in-class. Its Easy Health plan, available for both individual and family, is the most liked plan in the country as it offers coverage to all health needs and is also affordable.

It comes in three variants:- Standard, Premium and Exclusive. Standard has the minimum coverage and the minimum premium amount, which increase a bit in exclusive and is maximum in case of Premium variants. The plan also offers additional and optional coverage to new born baby and critical illness. So, an individual need not have to buy another plan for critical illness. Above all, an insured can also avail tax benefits under section 80 D.